Retired and looking to generate an income from investments or maybe considering retirement and assessing whether you can afford to?
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Making your assets
work for you...

Often, clients looking at managing wealth will be retired and looking to generate an income from their investments. Others will be considering retirement, assessing whether they have sufficient financial resource to retire, whether they can afford to finish work early, perhaps taking voluntary redundancy.

Regular review meetings and ongoing advice will ensure that savings and investments continue to be suitable, that good use is being made of any available reliefs and allowances and where appropriate will allow consideration to be given to what retirement options are available, how to structure retirement benefits, including whether to take the maximum tax free cash and how this impacts upon pension income.

So what next?

While making your assets work for you it is important to review your position regularly and to receive high quality, ongoing independent advice from a trusted financial professional.

Get in touch to find out more about how Springfield Financial Services can help you.

About You →
Managing wealth focuses on both the present and the future, building plans that not only support and optimise your lifestyle right now but also prepare you for the future.

Wealth management is a diverse practice that varies greatly with your goals, preferences and available assets - Springfield Financial will listen to your plans, objectives and sentiments surrounding investments and risk appetites to build a bespoke financial plan that suits you and your unique circumstances.

Get in touch to find out more about how Springfield Financial Services can help you.

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What is Wealth Management?

Wealth management has a broad remit that involves a mixture of professional financial planning and financial advice. Springfield Financial provides professional wealth management consulting services to assist high-net-worth individuals or those with significant and complex assets.

Wealth management goals might include growing wealth with the use of investment, saving wealth for later life and retirement, or preparing wealth for inheritance.

Tax planning is also intrinsic to wealth management - we will assist you in making strategic tax-efficient choices to manage your wealth for the present and future. We possess in-depth knowledge and experience of all wealth management strategies and can build wealth management plans to suit individual circumstances.

Springfield Financial are proud of our Chartered Financial Planner status, as awarded by the Chartered Insurance Institute (CII) and always strive to go above and beyond what is required for our clients.

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Take Control of Your Finances

Managing personal wealth with the assistance of professional financial planners provides a wealth uplift in later life. Research by the International Longevity Centre found that financial advice provides a £47,000 wealth uplift in ‘affluent’ groups.

Wealth management does not just benefit the individual, but also their family and the beneficiaries of their wealth after they pass away. Having a coherent strategy in place provides peace of mind of how one’s wealth can be properly distributed throughout life, ensuring that the right sums are present at the right times.

Proper wealth management also helps finance important life milestones and investments, whether that’s moving or migrating, acquiring a business or other significant asset, or investing in stocks, shares, funds, property or other investment types or high-value items.

  • Discover ways to grow existing wealth using investment strategies
  • Explore ways to save money efficiently, and grow existing capital and assets
  • Preserve wealth for later life, including retirement and inheritance
  • Plan for major life milestones, like having a family, buying a home, selling a business, etc
  • Pass your wealth on, taking into account Inheritance Tax and trust and estate planning

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How to Deal With Sudden Wealth

Managing your wealth can be an arduous and risky task without the correct professional guidance, particularly when managing sudden wealth associated with inheritance, the sale of a business, a successful investment, the proceeds of sale from an estate or even a lottery win.

Whilst the concept of sudden wealth is likely an appealing one to most people, it’s notoriously difficult to manage large incoming sums and the various tax regulations that precede high short-term income.

Springfield Financial will assist you in managing your sudden wealth to ensure that you are complying with tax law efficiently whilst advising on potential strategies to maximise or preserve that wealth for the long term.

Investment Planning
Wealth management can also involve investment planning, particularly if you are looking to grow your wealth for the present, the future, and for your family or other beneficiaries of your will.

Springfield has experienced investment planners with a broad, deep knowledge of all standard and non-standard investment types. We can assist you in building a portfolio that makes your wealth work to achieve your financial goals and objectives.

Springfield’s financial planners and advisers are experienced in many investment types, including:
  • ISAs
  • Unit Trusts
  • Open Ended Investment Companies (OEICs)
  • Insured Funds
  • Pension Funds
  • Self Invested Personal Pensions
  • Onshore and Offshore Investment Bonds
  • Venture Capital Trusts (VCTs)
  • AIM Portfolios
  • Business Relief Trading Companies
How Much Money Do You Need For Retirement?
Working out how to manage your wealth involves a series of consultations where we will endeavour to learn about your personal situation and future vision and goals as well as your assets and approach to investment.

Broadly speaking, we will look at the following areas:
  • Assets
  • Businesses
  • Liabilities and debt
  • Monthly cash expenditures
  • Income tax situation
  • Existing investments
  • Insurance contracts
  • Retirement assets
  • Wills and trusts

Springfield Financial has a long-established customer client-first approach and we understand the paramount importance of privacy and confidentiality when discussing your finances. We will only assess as much as you wish to assess - each wealth management plan is tailored to the individual and their preferences and circumstances.

We are people-people as well as finance people and always strive to make the wealth management process positive and constructive.

What our clients tell us

  • Financial services, I believe, is based on how good a professional relationship you have with your financial advisor. You have to trust them; you have to respect them; and, if truth be told, you have to like them as a person.

    I transferred my business to Springfield when Phil Rogers moved there for all the reasons listed above. As well as the one to one service I have always received from Phil, I now benefit also from the fact that he is supported by a highly capable and motivated team.

    I have every confidence in the advice provided by Springfield at a time when my financial matters are of increasing importance i.e. as retirement approaches and would have no hesitation whatsoever in recommending them.

    B Beech, Hale, Manchester
  • We have dealt with Springfield Financial Services for a number of years and have found them to be pro-active, professional and extremely approachable. Our clients regularly use their services for both investment and pensions and they have provided very positive feedback on their experience. We will continue to work with Springfield Financial Services and enjoy the excellent relationship that we have with them and their professional advisors.

    Solicitor, Leyland, near Preston
  • I have been with Springfield Financial Services Ltd for several years now and have found them to give excellent financial advice with regards to investments and pensions. I would highly recommend them.

    Mrs Park, Lytham St Annes, near Blackpool

Begin Your Financial
Journey With Us

With Springfield Financial you'll receive high quality, ongoing independent advice from a trusted financial professional.


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We are authorised and regulated by the Financial Conduct Authority (FCA) Registered in England Number 01410871

Office Opening Hours:
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